I was recommended to Ray Lechuga by a mutual friend. She told me that she has been using Ray lechuga exclusively because he is the most professional and honest person you will ever meet. On the very first conversation I had with Ray, it was obvious that I could trust him. I also met Julie Dirk from Guild Mortgage and found that she was someone that I could put my trust in. I had two properties that I was looking to purchase at the same time, one was a 2nd home and the other one was an investment property. Each property required different approaches and I am so glad Ray and Julie both went above and beyond to make sure that I was given the best options available. I highly recommend you don't even think about anyone else for your mortgage needs. I know I will be using Guild Mortgage in the future.

I'm giving Ray 5 stars he kept me informed with every process step by step. Also was always easy to get a hold of.

Ray was very professional at all times. He kept me inform at all times.

Would recommend Ray to anyone. I send him lots of referrals.

Rey thank you so much for an easy process of refinancing our home Elvira and I are very satisfied and we look forward to a great Christmas. Wishing you and family a bless Christmas ????

Ray Lechuga and his team were excellent to work with. I highly recommend for mortgage loans and refinancing. Thank you Ray and team!